SWO(Clerk) in bank – What is it & how to get that job

In very recent times, Indian banks have started issuing recruitment notifications for recruitment of Single Window Operator (SWO) Clerks ...

In very recent times, Indian banks have started issuing recruitment notifications for recruitment of Single Window Operator (SWO) Clerks in bank. What is a Single Window Operator Clerk in bank? And how to get such a job? This is the subject matter of this blog article.

What is a Single Window Operator Clerk in bank?
All members of the bank clerical staff who do not get any special pay as on 30th April 2010 on regular basis have been designated as Single Window Operator ‘A’. As the name suggests, you are expected to perform multiple functions as a SWO – which are these functions?

The duties of a SWO Clerk A include:
(i) Acknowledgements of inward mail received.
(ii) Receipt of cheques, drafts, dividend warrants, pay orders and other like instruments other than bills and giving acknowledgements in the counterfoil.
(iii) Delivery of cheque books subject to authorization by competent authority.
(iv) Issue of cash receipts.
(v) Issue of E.S.I. stamps wherever applicable or may become applicable.
(vi) Recounting of currency notes by cash department staff.
(vii) Ensuring the proper contents in covers and envelopes including registered ones before dispatch.

In addition, duties of a Single Window Operator ‘A’ includes –
a. Passing and cash payment of all cheques/withdrawal forms/bankers’ cheques/gift cheques, etc. upto and including Rs.10,000/-
b. Passing independently clearing and transfer cheques, vouchers, etc. (whether credits or debits) upto and including Rs.15,000/-
c. Receipts of cash and issuance of pre-signed drafts / gift cheques / travellers’ cheques /pay orders / bank orders, etc. upto and including Rs.15,000/-.

There are two grades within the nomenclature Single Window Operator – SWO ‘A’ & SWO ‘B’. Single Window Operator ‘B’ is senior to Single Window Operator ‘A’. He can handle higher volume of transaction than SWO ‘A’ as given below:
(a) Passing and cash payment of all cheques/withdrawal forms/bankers’ cheques/gift cheques, etc. upto and including Rs.20,000/-
(b) Passing independently clearing and transfer cheques, vouchers, etc. (whether credits or debits) upto and including Rs.25,000/-
(c) Receipts of cash and issuance of pre-signed drafts / gift cheques / travellers’ cheques /pay orders / bank orders, etc. upto and including Rs.25,000/-

What are the eligibilities for a SWO(Clerk) position in banks?
Eligibilities for a SWO clerk in all banks are more or less same – you need to be a graduate. Depending on which bank you are applying for, there is however some differences in the minimum %ages you need to have in your graduation. For instance, while for Corporation Bank, minimum %age in gradation for a SWO clerk is 40%, for Punjab National bank the same is 50%.

Also, in Corporation Bank, the age eligibility is 18 to 28 years while in Punjab National bank the same is 20 to 25 years.

What salary you can expect as a SWO (Clerk) position in bank:
For SWO clerks, the pay scale is 7200-400(3), 8400–500(3), 9900–600(4),12300–700(7), 17200–1300(1), 18500–800(1), 19300 (20 Years). With this pay scale you can expect about Rs. 15,000 pm as salary.

How to get a SWO(Clerk) job in bank?
Well, you need to first spot those recruitment notifications (i.e. job advertisements) for these jobs. You can find these notifications in leading national dailies, employment news as well as in the career web pages of bank websites. Which are these websites? You can find a complete list of the career web pages of all Indian banks in my blog post titled: Bank Recruitment Notifications and Result websites.

After you apply for these jobs, naturally you have to appear for the selection process – the written test followed by interview. How do you prepare for SWO Clerk exams in banks? Well, let me tell you that clerical exams in all PSU (Public Sector Undertaking) Banks are similar and I have been posting articles such as SBI Clerical Exam Pattern, Sample Papers/Books from time to time. By following the advice given in those blog articles, I am sure you would be able to crack the Bank SWO Clerk exams easily.

Best wishes!

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Career Quips: SWO(Clerk) in bank – What is it & how to get that job
SWO(Clerk) in bank – What is it & how to get that job
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